Commercial Health Insurance Plans
Coverage is provided through businesses and corporations for employees
Aetna (HMO, POS, and PPO plans)
Blue Cross Blue Shield of North Carolina (HMO, POS, and PPO plans)
CIGNA Healthcare of NC (HMO, POS, and PPO plans)
Duke Health providers do not participate for behavioral health, CAR-T, or gene therapy.
Duke Employee Plans
Humana (PPO plan)
Optima Health (HMO and PPO plans)
Progyny
This plan is only accepted at the Duke Fertility Center.
United Healthcare (HMO and PPO plans)
Duke Health does not participate in UHC plans on the Health Insurance Marketplace. Duke Health providers do not participate for behavioral health services.
Exchange Health Insurance Plans for 2026
These plans are available through Healthcare.gov.
Cigna Healthcare of NC
Duke Health providers do not participate for behavioral health, CAR-T, or gene therapy.
Blue Advantage (available in select counties only)
Blue Value (Duke Health Lake Norman and Kernodle Clinics)
Governmental Health Insurance Plans
Coverage is provided through the government for military and veterans.
Duke Health Lake Norman Hospital
Duke Health Lake Norman Hospital accepts these insurance plans and those accepted by Duke Health.
- BARiNet Preferred Provider, LLC -- Commercial Insurance, Bariatric Surgery
- Blue Value - Marketplace Exchange Plan
- Healthy Blue - Managed Medicaid
- Carolina Complete Health Network, Inc. - Managed Medicaid
- CompCare Berkley Insurance Company - Workers Comp
- Devoted Health, Inc. – Medicare Advantage
- Healthgram, Inc. – Commercial Insurance
- Vaya Health, Inc. - Tailored Plan
Please call your provider or the clinic directly if you have questions.
Kernodle Clinics Accepts the Following Plans
Kernodle Clinics accepts these plans in addition to the plans accepted by Duke Health.
Aetna Focus Plan – for Cone Health employees only
Devoted Health – Medicare Advantage
Health Team Advantage – Medicare Advantage
CorVel – Worker’s Comp/IQ
Blue Value -- Marketplace Exchange Plan
Medicare Advantage Plans
Supplemental Medicare coverage is provided through private insurance companies.
Aetna Medicare Advantage (HMO, PPO, and SNP plans)
Alignment Health (HMO, PPO, and SNP plans)
Blue Medicare (HMO and PPO plans)
Duke HomeCare and Home Infusion does not participate in this plan
Experience Health Medicare Advantage (HMO plan)
Healthspring Medicare (HMO, PPO and SNP plans)
Humana Medicare (HMO, PPO, SNP plans), and includes NC State Retirees
Troy Medicare (HMO and SNP plans)
United Healthcare Medicare Advantage (HMO, PPO, and SNP plans)
Duke Health does not participate for mental health, home health, or home infusion services. This may increase your out-of-pocket expenses.
Medicaid Managed Care (Duke Only Participates in NC Plans)
Health insurance coverage for people who are eligible for Medicaid. Some Medicaid recipients are not eligible for Medicaid Managed Care.
AmeriHealth Caritas North Carolina
Healthy Blue
Duke Eye clinics and vision providers do not participate in Healthy Blue.
NC Medicaid Tailored Plans
National Transplant Networks
Coverage for organ and bone marrow transplantation.
Aetna Institutes of Excellence
Blue Distinction Centers for Transplant
CIGNA LifeSource Transplant Network